Professional Packages

Professional packages can offer substantial discounts and special benefits, but are only available to those who satisfy specific criteria.

The key criteria for most professional packages are that the home loan be in excess of $150,000, and that you earn more than $50,000 per annum.

You do not actually need to be a white collar ‘professional’ to qualify.
The benefits vary between lenders, but in general can include interest rate discounts of between 0.50 and 0.75 per cent for the life of the loan, lower fees and discounts on other bank products.

These are generally great products and well worth considering if you qualify.